Coupons, those wonderful little things that manage to add monetary value and great influence to our lives all wrapped up in one delicate piece of paper. The value that is added to people’s lives and eventually their shopping cart can range from a few cents to a few dollars. Coupons also hold great influence on what people buy and what they eat every day. This is all in an effort to save money. However, there is one problem. Coupons are not that important.
One of the major reasons many of you have become so bored (and boring) is that you stopped dreaming. You no longer dream about your future. You definitely don’t dream with your spouse about your future together. Why is that?
If you stop and think about it, it most likely has to do with money. You most likely stopped dreaming because you don’t have any money to attain your dreams. The best way to fix that problem is with a plan. Plan to get on a budget. Once you are in control of your finances with a budget, you can squeeze some extra money out each month. Then, you need to eliminate your debt.
It is hard to have extra money laying around when you are making payments to a long list of creditors. You might have thought that your “dream” was to have fun and buy whatever you wanted whenever you wanted. That dream has suddenly turned into a nightmare as, ironically, now you feel like you can’t do anything you want.
* Are there lots of jars, bottles and packages in your cart? You could be looking at loads of hidden sodium, sugars and fats.
If money is your true goal, then you will do whatever you can to save your money. If you have been living on a $2,000 per month budget and you can trim off even $300 per month. You will have gained $1,200 per month. Money for saving now and later investing. To speed up the process work as much overtime as possible or take on a second job on the weekends or after work part-time. Remember, the money you trim only increases your hourly wage essentially.
* `Save more money on fresh fruits and veggies by buying items that are “in season”, visiting local farmers markets and forming relationships with the merchants and shopping around.
Set a goal such as making $10,000 as fast as possible doing only what’s outlined in this article and putting it in a savings account. It takes getting used to but is worth it when you start gaining thousands. It is easier than most people realize. Question is, will you DO it?
Harris Smith is a personal finance writer interested in home equity line of credit Don’t Miss Out! Debt Consolidation Free online quote available.