Debt Consolidation & Settlement

Debt Consolidation Debt Settlement

Fair Debt Collection Practices Act – Protection From Debt Collectors

The Fair Debt Collection Practices Act, FDCPA, is a federal law that governs the actions of debt collectors for personal debts. When a attempts to collect a debt, that third-party is obligated to follow the FDCPA. The FDCPA does not regulate business debt or personal debt incurred for the benefit of a business. The Fair …

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Medical Bills and Debt

For the most part, debt is completely avoidable. When using a budget, and watching what you spend your money on you stay out of debt. One way to do so is to spend your money on on necessities and budgeting what you spend your money on. However, sometimes people still find a way to get in debt. What do you do when a debt collection agency is calling you to pay off a bill that was a necessity.

An Outline of the Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act was enforced in 1978 as part of the Consumer Credit Protection Act. The mission of the FDCPA is to protect consumers against abusive debt collection as well as provide consumers with fair debt collection processes. There are many enforced regulations as well as practices that are ruled against. The …

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