Debt Consolidation Introduction and FAQ’s

This debt consolidation page is designed to give you a general overview on what debt consolidation is and how it might be able to help you. The decision to enroll in a consolidation plan can help to improve your long-term financial health. It can make your existing debts easier to pay off and can save significant amounts of interest. A bank could help you get a debt consolidation loan, but there is another type of business a you might consider visiting before visiting a lending institution. You Read more [...]

A Credit Dispute Letter Could Improve Credit Scores In Some Instances

A credit dispute letter is a letter which is mailed to a creditor or credit rating agency when a financial debt is believed to be in error for any reason. If any mistakes are observed on any of the three main credit reports for an individual then these problems need to be disputed as soon as possible. Mistakes can have a drastic result on the credit rating of the individual, and their capability to qualify for credit in all forms. Once the credit agency that reports the incorrect details receives Read more [...]

Steps To Create A Budget

Creating a budget may seem stressful. Just the thought of adding all the expenses and savings would give you a headache. But you should be aware that this is very important so that you will know where your money is always being spent. After this task, you may even save more money in the future. Read more [...]

How To Deal With A Debt Collector

I know so many people that are constantly in debt. While I know it's common for people to go into debt because of overspending on frivolous things like clothes and accessories, most of the people I know are in debt because of their education. They all go to really expensive colleges and they are taking out huge student loans, but they're still left with a bill to pay. I'm not in debt because my school wasn't too expensive, but I feel bad for my friends that are struggling to keep up with college Read more [...]