Personal Finance

Personal Finance

A Complete Primer On Personal Installment Loans

Private parties can obtain personal installment loans and pay them back over a set period. Their monthly payment consists of both principal and interest. The product may be either unsecured or secured. An unsecured product does not require collateral. A secured product does require collateral. Collateral might be a home or a vehicle, among other things.

Avoiding Shopping Traps

According to research from Stanford University, over one in 20 adults are obsessive shoppers, purchasing things they don’t need, use, or even want. That is because shopping, once devoted to acquiring necessities, has come to fill various emotional needs-it’s entertainment, a bonding activity, a sport, a type of self-expression, and, sometimes, a means of peace.