Being a victim of identity theft can cause a lot of damage. A person who steals your identity can ruin your chances of purchasing a car or even a house. These are some ways you can protect yourself from identity theft. Credit monitoring is one of the best ways to protect yourself against this kind of crime.
You should constantly check your report with the three main reporting agencies. When you get your report from these agencies it will show you, your contact information as well as work history. Along with this information you will also find all your open accounts including cards and loans you have opened, or paid in full. The report will also show you the payment history you have made.
When checking these reports be sure to check your address. You want to make sure it has not been changed by anyone. It is also important to look for new accounts that have been opened on your report. If you do not know these new accounts then you can report these immediately. This will allow you to keep track of what accounts are opened under your name.
One thing that should always be protected is your social security number. When requesting a credit card or a loan, the company will ask for your social security number. It is what is used to check your report and see your history on payments. Therefore this is something you want to protect so others will not steal. Just like you protect the pin number to your debit card, this number should also be protected.
It is important that you research the company, which you are trying to obtain a loan or new account with. Make sure that they are a trustworthy company, whom you can trust to give personal information to. You should never send your personal information, including your social security number through a voice mail, or an email. Others can easily retrieve your information, when you send it through either of these methods.
If you purchase merchandise online, then be sure you know the company. It is important to check their website to make sure it is a secure website. If the website is not secured, then others can easily retrieve your information from their website. If you have a anti spy ware program, it can help you determine if a website is secure.
These are some tips to monitor your accounts. It will help you be protected against any one trying to steal your identity. You can also sign up to credit monitoring companies, who will do this for you. They can give you alerts when there are changes to your account.
There are different reasons to get a check your credit rating quickly and easily. You should take a look at Equifax Numbers Information at this site and and find out what your situation really is.