Debt Collections: Protecting Your Rights

Paying out debts is something that should be regarded as a high priority for anybody. No matter who you are if you have a series of debts you need to pay out for yourself or your business, the collections are going to be given to an agency that will help pay off the issues associated with your debt. However, you must keep in mind that while organizations that specialize in these matters have an outstanding track record, some companies can use your personal information against you while collecting your debt. Read more [...]

Dealing With Debt: Face It or Face The Consequences

Not being able to afford things is becoming very common in our world today. Money is the driving force behind what we do on a daily basis. We go to work to make money so we can pay our bills and enjoy life comfortably. Our economy is in the toughest situation it has been in since the Great Depression, and there are so many people who are struggling financially and just cannot seem to catch up on their bills, resulting in a lot of debt. Being in debt is no fun for anybody, your credit score is Read more [...]

An Outline of the Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act was enforced in 1978 as part of the Consumer Credit Protection Act. The mission of the FDCPA is to protect consumers against abusive debt collection as well as provide consumers with fair debt collection processes. There are many enforced regulations as well as practices that are ruled against. The Federal Trade Commission states that there are rules to be followed for those who are locating information about the consumer. Acquisition of location information Read more [...]

Sticking to Business Debt Avoidance

My good friend in short; never graduated high school. As a matter of fact most people think he's a complete idiot. He'll spew dumb jokes and enjoy playing the moron for the laughs. The joke is on everyone else though because he isn't a moron. He understands so much more than he lets on he simply likes to pretend he doesn't. It doesn't matter if he doesn't hold a degree from a university; he's in actuality anything but a moron. Ultimately with all his common sense my friend came to me with an idea on how to make money while hopefully avoiding many business debts. Read more [...]

Collection Lawyer: The Last Resort for Debts

When you have lent money out to someone else and they take too long to pay you back, there is a certain approach that you should take to try getting your money back to you. The beginning of this debt collection process would begin with nonthreatening approaches such as a series of phone calls, for example. If after a long period of time, however, you still haven't received your deb payoff, you should use more aggressive means, such as a collection lawyer. Read more [...]