How To Write A Validation Of Debt Letter

To avoid making payments to creditors or debt collectors on accounts that you are not required to, I strongly suggest sending validation of debt letters. These letters require original creditors or third party debt collectors to provide you with accurate and legal proof that you do in fact owe them money. Without sending a validation of debt letter, you run the risk of being part of the abuse that is common in the credit card debt collection industry. Read more [...]

Credit Reports and Scores – Check In Advance

When some people are applying for loans or credit cards, they feel puzzled about the unexpected rejection from lending companies, such as banks. They don’t know why they are turned down. In fact, most lending institutions will have a look at your credit score before they make the decision of lending. By doing so, they can have an idea of your reliability of paying their money back on time. Since they check it by themselves and don’t notify you, you always feel astonished by the unhoped-for Read more [...]

FreeCreditScore Check: 3 Reasons Why You Should Check Yours Today

Although there are a number of freecreditscore check services available to us, many of us simply neglect to ever use them. But by using a free credit score check service, we could be taking the opportunity to notice whether anything's wrong and get it sorted out. This is important thanks to the fact that so many companies will use our score to check up on us before they do any business with us. Here are three reasons for you to regularly check your score. Read more [...]