Why You Need a Debt Dispute Letter

Success in a debt dispute depends on how well you communicate your debt dispute letter and your reproach to your creditor or collections company. You will need both the debt validation letters and the debt verification letters in your dispute. It is highly favored that you communicate to your creditor or collections agency using these letters because written communication are enforceable under the law over verbal communication. Read more [...]

What Is Debt Consolidation?

More and more people are burdened by debts. In general, people are facing financial setbacks due to excessive expenses. In the United States and in some other countries, when someone is trapped in debt, it usually implies their use of credit has gotten out of control. It starts when a person chooses to use credit cards to pay for food, gas and other necessities irresponsibly. Interest piles up and things snowball out of control. Your debt can then literally start to take on a life of its own like Read more [...]