Fair Debt Collection Practices Act – Protection From Debt Collectors

The Fair Debt Collection Practices Act, FDCPA, is a federal law that governs the actions of debt collectors for personal debts. When a attempts to collect a debt, that third-party is obligated to follow the FDCPA. The FDCPA does not regulate business debt or personal debt incurred for the benefit of a business. The Fair Debt Collection Practices Act prohibits debt collectors from making harassing, threatening, or misleading statements in order to trick you into making payments. The FDCPA provides Read more [...]

How To Deal With A Debt Collector

I know so many people that are constantly in debt. While I know it's common for people to go into debt because of overspending on frivolous things like clothes and accessories, most of the people I know are in debt because of their education. They all go to really expensive colleges and they are taking out huge student loans, but they're still left with a bill to pay. I'm not in debt because my school wasn't too expensive, but I feel bad for my friends that are struggling to keep up with college Read more [...]