Fair Debt Collection Practices Act – Protection From Debt Collectors

The Fair Debt Collection Practices Act, FDCPA, is a federal law that governs the actions of debt collectors for personal debts. When a attempts to collect a debt, that third-party is obligated to follow the FDCPA. The FDCPA does not regulate business debt or personal debt incurred for the benefit of a business. The Fair Debt Collection Practices Act prohibits debt collectors from making harassing, threatening, or misleading statements in order to trick you into making payments. The FDCPA provides Read more [...]