An Outline of the Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act was enforced in 1978 as part of the Consumer Credit Protection Act. The mission of the FDCPA is to protect consumers against abusive debt collection as well as provide consumers with fair debt collection processes. There are many enforced regulations as well as practices that are ruled against. The Federal Trade Commission states that there are rules to be followed for those who are locating information about the consumer. Acquisition of location information Read more [...]

Sticking to Business Debt Avoidance

My good friend in short; never graduated high school. As a matter of fact most people think he's a complete idiot. He'll spew dumb jokes and enjoy playing the moron for the laughs. The joke is on everyone else though because he isn't a moron. He understands so much more than he lets on he simply likes to pretend he doesn't. It doesn't matter if he doesn't hold a degree from a university; he's in actuality anything but a moron. Ultimately with all his common sense my friend came to me with an idea on how to make money while hopefully avoiding many business debts. Read more [...]