Medical Bills and Debt

For the most part, debt is completely avoidable. When using a budget, and watching what you spend your money on you stay out of debt. One way to do so is to spend your money on on necessities and budgeting what you spend your money on. However, sometimes people still find a way to get in debt. What do you do when a debt collection agency is calling you to pay off a bill that was a necessity. Read more [...]