What Are Credit Score Ratings Used For

When you apply for a job, the employer will do a background check before hiring you. Banks and other lending institutions do something similar to make sure you can pay for the loan by looking at your credit score ratings. The credit score rating is used not only in United States but other countries as well. How they call it and the figures they use may be different but it is designed to do the same thing. Read more [...]

Debt Consolidation

Have you thought about debt consolidation? Debt consolidation is a means of taking all your debt and combining into just one debt with possibly lower payments and lower interest rate. While this has gotten to be popular among those with a lot of smaller debt like all other ways of debt relief there are pros and cons to debt consolidation. Read more [...]