Dealing With Debt: Face It or Face The Consequences

Not being able to afford things is becoming very common in our world today. Money is the driving force behind what we do on a daily basis. We go to work to make money so we can pay our bills and enjoy life comfortably. Our economy is in the toughest situation it has been in since the Great Depression, and there are so many people who are struggling financially and just cannot seem to catch up on their bills, resulting in a lot of debt. Being in debt is no fun for anybody, your credit score is Read more [...]

Medical Bills and Debt

For the most part, debt is completely avoidable. When using a budget, and watching what you spend your money on you stay out of debt. One way to do so is to spend your money on on necessities and budgeting what you spend your money on. However, sometimes people still find a way to get in debt. What do you do when a debt collection agency is calling you to pay off a bill that was a necessity. Read more [...]

An Outline of the Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act was enforced in 1978 as part of the Consumer Credit Protection Act. The mission of the FDCPA is to protect consumers against abusive debt collection as well as provide consumers with fair debt collection processes. There are many enforced regulations as well as practices that are ruled against. The Federal Trade Commission states that there are rules to be followed for those who are locating information about the consumer. Acquisition of location information Read more [...]