The secrets behind PPI, why it is so profitable

If you looked at the amount of money lenders make in interest from loans and credit cards, you'd be hard-pressed to think of anything that could rival it for putting money in the pockets of the lenders. That is, until you compare PPI insurance with it. Years ago lenders realised that the real money and profitability doesn't come from loans or credit cards at all, but from selling insurance alongside them, or in recent years, mis selling PPI insurance. Read more [...]

Life Insurance – University Students

If you're a university student, obtaining life insurance may be far from anything you are presently thinking about. Nonetheless, the average age for university students are increasing. Today, students seek higher education opportunities at virtually all ages. Gone are the assumptions that a student has to be someone who recently graduated from high school. Therefore, a lot of university students, both graduate or undergraduate, will benefit from obtaining life insurance during these formative years. Read more [...]

Is Family Life Insurance Right for You?

Buying life insurance is probably the farthest thing from your plan when you think you got a lot going after your wedding or even when you are single. Once you have children, though, there's no doubt that life as you know it has changed forever. While raising a family is an exciting part of life, it is not a time to ignore the fact that one or both parents may die unexpectedly, leaving behind family who'll have a hard time surviving without extra support. Getting yourself a life insurance may be the answer but it is filled with questions and anticipation that may not provide the help you deserve. This article will help you find answers to essential life insurance questions, what kind of insurance is right for you, how much you should buy and for how long as well as assist you in your search for the right insurance provider. Read more [...]

How to Lower Your Insurance Premium

Life insurance premiums are calculated based on a variety of factors like health, age, sex and lifestyle. Average premium rates for life insurance will depend entirely on these factors, so your average premium will be an average across different insurance companies based on what each individual insurance company will offer you as coverage. Paying insurance premiums is something that has become a necessary part of life, whether for your home or automobile. It's a protection for your valuable if ever there's something happen to you. Since having your valuables insured is really expensive there are still things you can do to lessen your premiums. Read more [...]