Many people have heard the phrase Financial Planning but very few people truly understand what it means. Basically, financial planning is the process of making realistic financial goals.
Anyone that makes a large purchase has found they need to get credit to do so. Getting a new car or home can be a very expensive purchase and finding the best loans available means the difference on how much the total purchase will be. There are a few simple ways to make sure that the credit that is extended is what is needed.
Small business credit cards are a very useful tool especially to small and new businesses. These are basically credit cards given to businesses for the funding of basic business needs. Given the difficulty experienced with getting small business loans from banks, this cards come in very handle. Your business can start off now with a small business credit card.
Finding your business in debt is an unfortunate position to be in, but there are steps you can take to manage the situation and regain control of your finances. One option you can take is an informal arrangement to try and turn around your business fortunes. This is when you take steps to bring your …
If you are a business owner and are hoping to get a loan for small business through the current SBA programs don’t concern yourself with a Federal Government shut down. It sounds a lot worse than it is. The government would cease all non essential programs during a shutdown and business loans backed by the SBA would be among them. Other things like the space program, national parks services and federal employees would be other likely targets but things like Police, Fire and Congress would not be effected. Anything needed to keep America safe and solvent through a crisis would not be effected.