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Checkbooks no longer exist where I am. I find them tedious and it’s easier to pay off with a debit card or online. Often, I also prefer to pay in cash for small purchases.

Uzor Godpower Goddey

Checking account provides the versatility of both on-the-counter and online payments. You will be able to make installmental payments and arrange for standing order with your bank. But, the holder’s signature has to be kept confidential always against theft.


Checking out is something like current account. Am I correct? I think I failed to get the key concepts clear. However, the article gives an exhaustive list of banking activities that might not be done with the help of an ordinary savings account.

Edward Otineo

Checking accounts in the new thing when it comes to monetary transactions, its the most convenient and will be useful if someone is keen enough to follow all the instructions. Enjoying the services fully


If you can keep your checkbook safe, this is the best way to make payments. This way, you are not required to keep a huge amount of money with you always, anticipating a need to make unexpected payment. Use of debit cards is very convenient too.

Sabine Ryan

I have had several Checking Accounts in the United States for Awhile(25 years).
Moved to Mexico City about a year ago,I have not opened up a Checking Account yet.
Funny enough,I don’t miss being charged unnecessary Fees…

Diwakar Methil

I have always found that checking accounts are very convenient and versatile. With such an an account it is not necessary for me to carry cash in large amounts, wherever I go.

Anu veth

It is gd to have a check book anytime you are outside the house or country. I think it is very common to have a debit card too.

Layla Summers

I think there are great benefits to be derived from having checking accounts because if you apply for credit then you can also show the provider your bank statements. Also the fact that there is the convenience of having a debit enabling your to withdraw cash whenever it is convenient for you.

If you keep your account in credit then sometimes you can benefit things like cheaper mortgages, cheaper insurance, cash backs and other perks.


This article is very good for college students and late teen/early 20 somethings that may not have a clue how checking accounts and other such things work, but this article to me seems outdated. Who pays for anything by check anymore? Bills, and even rent now is paid online, through direct deposit, or through apps. I honestly haven’t even written a check in YEARS.


Balancing a checkbook ledger every time is not necessary if you make a habit of always leaving more than enough money in your checking account. I have been writing checks for 15 years and have never touched my ledger, nor ever had an overdraft.

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